NatWest and Lloyds are to axe an extra 81 financial institution branches as each introduced recent cuts to their excessive road networks.

Lloyds Banking Group is closing 39 branches – 26 Lloyds Financial institution shops, 9 Halifax branches and 4 Financial institution of Scotland shops – between July and September this 12 months. NatWest Group mentioned it was shutting 42 branches.

The strikes come days after it emerged that Barclays was closing 14 extra shops.

Each Lloyds and NatWest argued that buyer demand for conventional counter providers was falling as extra folks used on-line and cellular banking.

The buyer group Which? mentioned on Thursday that UK banks and constructing societies had closed, or introduced the closure of, 5,498 branches since January 2015, at a fee of about 54 every month. It mentioned NatWest Group, which contains NatWest, Royal Financial institution of Scotland and Ulster Financial institution, would have closed 1,257 branches by the tip of 2023, “probably the most of any banking group”.

In January this 12 months, Lloyds introduced the closure of 18 Halifax branches and 22 Lloyds websites. Final October, NatWest mentioned it could be axing 43 branches through the first half of this 12 months. And on the finish of November, HSBC mentioned it could be shutting an extra 114 shops between April and August this 12 months.

Lloyds mentioned that as the usage of digital banking had grown, the variety of department visits had fallen. Visits to he 39 branches being axed had fallen by a mean of 59% – and a few as much as 69% – within the final 5 years.

A Lloyds Banking Group spokesperson mentioned: “Our prospects are more and more utilizing digital channels to handle their cash – we now have over 20 million common digital customers, so it’s necessary we proceed to develop the net providers our prospects wish to use.”

They added: “Our branches will proceed to be an choice for our prospects, alongside our phone providers, cellular app and on-line financial institution.”

The entire department areas introduced for closure have a publish workplace and no less than one free-to-use ATM close by, mentioned Lloyds.

A NatWest spokesperson mentioned: “We take our duty severely to assist the individuals who face challenges in transferring on-line, so we’re investing to supply them with assist and alternate options that work for them.”

Full checklist of Lloyds Banking Group closures:

Lloyds Financial institution branches:

Bretton, Peterborough

Benton, Tyne and Put on

Fulwell, London

Woodlands, Doncaster

Chapeltown, Sheffield

Highbury Nook, London

Carlton, Nottinghamshire

Cambridge, Chesterton Street

Shepton Mallet

Hazel Grove, Stockport, Higher Manchester

Holborn Circus, London

Threadneedle Road, London

Tumble, Carmarthenshire

Eckington, Sheffield

New Mills, Derbyshire

Corringham, Essex

Wotton-under-Edge, Gloucestershire

Bridge Road, Downham Market

Shirebrook, Derbyshire

Sidmouth, Devon

Porthcawl, south Wales

Withernsea, East Using of Yorkshire

Wellington, Somerset

Newcastle upon Tyne, Newburn

East Horsley, Surrey

Ystradgynlais, Powys, Wales

Halifax branches:

Catford, London

Emersons Inexperienced Retail Park, Bristol

Denton, Higher Manchester

Mirfield, West Yorkshire

Tadcaster, North Yorkshire

Otley, West Yorkshire

Newton Aycliffe, County Durham

Porthcawl, south Wales

Newmarket, Suffolk

Financial institution of Scotland branches:

Bearsden, East Dunbartonshire

Edinburgh Royal Mile

Glasgow Pollokshields

Cults, Aberdeen

Full checklist of NatWest Group closures:

Aldridge, West Midlands

Ashton-in-Makerfield, Wigan

Barbican, London

Blandford, Dorset

Queensway, Bletchley, Milton Keynes

Bournemouth CastlePoint Procuring Centre

Brighouse, West Yorkshire

Brighton Fortress Sq.

Bristol Queen’s Street

Christchurch, Dorset

Croydon Whitgift Centre

Deal, Kent

Dean Road, London

Dorking, Surrey

Fakenham, Norfolk

Fleet Road, London

Fulwood, Lancashire

Harold Hill, London

Heald Inexperienced, Stockport, Higher Manchester

Hertford

Holderness Street, Hull

Isleworth, London

Knowle, Bristol

Knutsford, Cheshire

March, Cambridgeshire

New England, Peterborough

New Malden, London

Roath, Cardiff

Rothwell, West Yorkshire

Runcorn, Cheshire

Ryde, Isle of Wight

South Croydon

Stony Stratford, Milton Keynes, Buckinghamshire

Stratford Broadway, London

New Road, Birmingham

Tamworth, Staffordshire

Tilehurst, Studying, Berkshire

Westbury on Trym, Bristol

Whitley Bay, Tyne and Put on

Wymondham, Norfolk

Johnstone, Scotland

Tranent, Scotland